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Macon County School Employees
Federal Credit Union

SERVICES

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MEMBERSHIP

  • ANYONE EMPLOYED BY MILLIKIN UNIVERSITY, RICHLAND COMMUNITY COLLEGE, CLINTON SCHOOLS, DISTRICT 61 OR ANY SCHOOL IN MACON COUNTY IS ELIGIBLE TO BECOME A MEMBER OF OUR CREDIT UNION.
  • MEMBERSHIP IS NOW AVAILABLE TO THE IMMEDIATE FAMILY MEMBERS OF CURRENT MEMBERS OF MCSEFCU.  FAMILY MEMBERS ARE INVITED TO APPLY FOR CREDIT UNION MEMBERSHIP REGARDLESS OF THEIR LIVING LOCATION.  DEFINITION OF IMMEDIATE FAMILY IS AS FOLLOWS:  SPOUSE, CHILD, SIBLING, PARENT, GRANDPARENT, GRANDCHILD, STEPPARENTS, STEPCHILDREN, STEPSIBLINGS, AND ADOPTIVE RELATIONSHIPS.
  • TO JOIN THE CREDIT UNION, SIMPLY DEPOSIT $25.00 INTO A SHARE ACCOUNT. YOU ARE THEN AUTOMATICALLY ELIGIBLE TO RECEIVE ALL THE SERVICES BELOW.
SHARE ACCOUNTS (SAVINGS) - DIVIDENDS PAID QUARTERLY: UNLIMITED TRANSFERS AND WITHDRAWALS. A MINIMUM OF $25.00 IS REQUIRED IN THE ACCOUNT TO KEEP IN ACTIVE STATUS.
SHARE DRAFT ACCOUNTS (CHECKING). NO MONTHLY SERVICE CHARGE. OVERDRAFT SHARE DRAFT TRANSFER PLAN (4 FREE AUTOMATIC TRANSFERS PER MONTH)
DEBIT CHECK CARD - ALL CHECKING ACCOUNT MEMBERS ARE ELIGABLE FOR THIS SERVICE. YOU CAN MAKE PURCHASES THAT WILL BE DEDUCTED FROM YOUR CHECKING ACCOUNT BALANCE, OR CASH WITHDRAWALS. MEMBERS RECEIVE FIVE FREE ATM WITHDRAWALS A MONTH.
NOTARY SERVICE - WE OFFER FREE NOTARY SERVICE.
TELEPHONE SERVICE - HAVE QUESTIONS ANSWERED, FUNDS TRANSFERRED AND WITHDRAWALS MADE BY PHONE.
WIRE SERVICE - WIRE FUNDS TO OR FROM OTHER INSTITUTIONS.
MONEY ORDERS AVAILABLE UPON REQUEST WITH A FEE OF $1.00 PER MONEY ORDER.
AMERICAN EXPRESS TRAVELER'S CHEQUES - WE OFFER CHEQUES FOR ONE OR TWO.
DIRECT DEPOSIT - HAVE YOUR SCHOOL PAYROLL DEPOSITED DIRECTLY INTO YOUR SHARE OR SHARE DRAFT ACCOUNT.
PAYROLL DEDUCTION - HAVE A PORTION OF YOUR SCHOOL PAYROLL DEPOSITED INTO YOUR SHARE OR SHARE DRAFT ACCOUNT FOR SAVINGS OR TO TAKE CARE OF A LOAN PAYMENT.
ELECTRONIC FUND TRANSFER - HAVE YOUR FUNDS ELECTRONICALLY DEPOSITED INTO YOUR SHARE OR SHARE DRAFT ACCOUNT.
DISTRICT 61 SCHOOL MAIL - IF YOU ARE EMPLOYED BY DISTRICT 61. YOU MAY HAVE YOUR MAIL SENT THROUGH SCHOOL MAIL AND SAVE POSTAGE.
NIGHT DEPOSIT - WE OFFER A NIGHT DEPOSIT LOCATED BY THE DRIVE-UP.
LOAN COUPON BOOKS ARE AVAILABLE UPON REQUEST.
STARTER OR EMERGENCY REPLACEMENT CHECKS ARE AVAILABLE UPON REQUEST.

ALL FUNDS ARE INSURED THROUGH NCUSIF (NATIONAL CREDIT UNION SHARE INSURANCE FUND) UP TO $100,000 FOR EACH MEMBER ACCOUNT.
IF YOU WOULD LIKE ADDITIONAL INFORMATION, PLEASE FEEL FREE TO CALL US, E-MAIL US, FAX US, OR JUST STOP BY AND WE'LL DO OUR VERY BEST TO SERVE YOUR WANTS AND NEEDS.

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